BBA 8th Semester
Banking Law and Regulation Board Question Paper 2022

TRIBHUVAN UNIVERSITY
FACULTY OF MANAGEMENT
Office of the Dean
June 2022
Full Marks:60 Pass Marks:30 Time:3 Hrs.
BBA /
Eighth Semester /
BNK 205:
Banking Law and Regulation

Candidates are required to give their answers in their own words as for as practicable.
The figures in the margin indicate full marks

Long Answer Questions
Section "A"

Brief answer questions:

[10 × 1 = 10]
1.

Modern banking practice started in Nepal since 1984 BS after the establishment of Nepal Rastra Bank.

2.

One of the major objectives of Nepal Rastra Bank is to maintain the price stability.

3.

Nepal Rastra Bank grant prior approval to BFIs within 100 days after the application is received.

4.

Two years after being removed from the blacklisting, a blacklisted person can become a director of any BFIs.

5.

For B class financial institution, capital adequacy ratio for Tire I and capital fund should maintain at least 6 percent and 11 percent respectively.

6.

Loan which is overdue by one month to three months is categorized as substandard loan.

7.

Bills of exchange is a written unconditional order drawn by the drawer to the drawee to pay a specific amount.

8.

If the customer identified as low risk customer, KYC implementation is optional for BFIs.

9.

When customer deposit certain sum in his/her bank account, customer and bank relation will be of creditor and debtor respectively.

10.

Cybercrimes assaults on the physical part of individual or organization.

Section "B"

Short Answer Questions:

[6 × 5 = 30]
11.

Without a well-developed banking system, economic development would be impossible. Explain.

12.

Mention the provision of appointment of governor, deputy governor and directors of NRB according to the NRB Act, 2058.

13.

Make a list of the functions of microfinance as defined by BAFIA, 2073.

14.

What is corporate governance? Mention the provision of code of conduct to be observed by employees of BFIs.

15.

Describe banking fraud and its type.

16.

Describe the salient features of BAFIA, 2073.

Section "C"

Comprehensive Answer Questions:

[20]
17.

Bank should develop adequate procedure not only to understand the issues on borrower's industry but also to secure its investment. Based on this statement explain the general procedure for bank lending.

18.

What do you mean by letter of credit? Explain the types of letter of credit.Claude is AI and can make mistakes. Please double-check responses.