BBA 8th Semester
Banking Law and Regulation Board Question Paper 2019

TRIBHUVAN UNIVERSITY
FACULTY OF MANAGEMENT
Office of the Dean
September 2019
Full Marks:60 Pass Marks:27 Time:3 Hrs.
BBA /
Eighth Semester /
BNK 205:
Banking Law and Regulation

Candidates are required to give their answers in their own words as for as practicable.
The figures in the margin indicate full marks

Long Answer Questions
Section "A"

Brief answer questions:

[10 × 1 = 10]
1.

Board of directors of Nepal Rastra Bank consists of seven members.

2.

According to BAFIA 2073, the tenure of independent director is two term.

3.

A person, firm, company or body who intends to carry on the foreign exchange transaction shall obtain the license from the securities board of Nepal.

4.

Bank generates coinage of two parties namely the bank and the applicant.

5.

A post dated cheque is valid and negotiable.

6.

High purified person are considered as high risk category customers.

7.

Good collateral increases the risk to the banks.

8.

The letter of credit system has evolved to create a less risky environment for international trade.

9.

All debit cards have an overdraft line of credit.

10.

Withdraw money, in an unauthorized manner, from other person's account is banking offence.

Section "B"

Short Answer Questions:

[6 × 5 = 30]
11.

Describe the role of banking institutions for socio economic development.

12.

Explain the functions and power of Nepal Rastra Bank according to Nepal Rastra Bank Act.

13.

Highlight the major provisions of Anti Money Laundering Act.

14.

What do you mean by deregulation? Explain the impact of deregulation on banking performance.

15.

What is a bill of exchange? How does a promissory note differ from a bill of exchange?

16.

Define electronic banking? Explain about the global access of banking services.

Section "C"

Comprehensive Answer Questions:

[4 × 5 = 20]
17.

Nepal Rastra Bank has bought out the Banking and Financial Institutions Act, 2073 with an objective of controlling and monitoring the entire commercial banks and financial institutions in Nepal. In this regard, describe the various functions of commercial banks provision in this Act.

18.

Credit management is the major function of the commercial bank. In this respect, describe the process of lending and recovery of bank loan in Nepal.Claude is AI and can make mistakes. Please double-check responses. Sonnet 4.5Claude is AI